Regulate Predatory Payday Loans Federally NOW
Only 18 states (and Washington, D.C.) have strict regulations on predatory payday loans. That leaves 32 states with very few safeguards in place to protect borrowers from predatory lending practices. As a result, these states maintain average payday loan interest rates ranging from 114% to a whopping 652%. Predatory payday loans are bigger than state regulation. It’s time for strict, federal legislation on payday lending to protect millions of borrowers.
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