Hold Credit Bureaus Accountable for Errors that Ruin Lives

A mistake on your credit report can cost you your home, your job, or your future.

And right now, millions of Americans—and millions of credit reports—are affected by errors they didn’t make.

A ProPublica investigation found that credit reports from Equifax, Experian, and TransUnion are still filled with serious mistakes—wrong debts, false late payments, and accounts that don’t even belong to the person listed. And the Consumer Financial Protection Bureau, the agency meant to protect consumers, is failing to hold these companies accountable.

Members of Congress have already sent a letter to the credit bureaus after reports that consumers are being ignored when they try to fix these errors. But letters aren’t fixing the problem. We deserve a full investigation and real action.

Tell Congress now: Stop credit bureaus from ruining lives—hold hearings and force action.

Credit report errors can take months to fix—if they get fixed at all. People are losing apartments, paying higher interest rates, and getting denied jobs over mistakes they didn’t create.

Meanwhile, the credit bureaus face few consequences if they make mistakes. Under Trump, funding for the CFPB has been slashed, and it’s now led by a Trump ally who has gutted services and demanded that investigators take a “humility pledge” when dealing with corporate criminals.
 
No one should lose their future over someone else’s mistake, and credit bureaus shouldn't be allowed to escape accountability when these mistakes happen.

Congress has the power to investigate these companies, subpoena executives, and force regulators like the CFPB and FTC to act. But without public pressure, this cycle will continue.

Add your name now—before more families are denied a home or job over a credit report error.

The petition to Congress reads:
“Hold immediate public hearings on widespread credit report errors. Subpoena Equifax, Experian, and TransUnion executives, and require the Consumer Financial Protection Bureau and Federal Trade Commission to enforce strict accuracy standards, ensure fair and timely dispute resolution, and hold these companies accountable for the harm caused to consumers.”